| Correlation Between Workers' Compensation and Social Security Disability Benefits |
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| Workers' compensation and social security disability insurance (SSDI) benefits both aim to help disabled individuals by providing funds for income replacement. Though similar in purpose, the programs diverge in their criteria for the receipt of benefits. Eligibility for workers' compensation benefits requires that the individual be an employee who was injured on the job. In contrast, SSDI benefits are only issued to those individuals who are so severely disabled by a medically determinable impairment that they cannot engage in any substantial gainful activity. Additionally, to be declared eligible for SSDI benefits, an individual must have worked long enough to be "insured" and must not have reached a certain age. More... |
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| Third Party Defenses to Action |
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| When a third party is sued for his role in causing an employee's injury, he may present various defenses. One such defense is the contributory negligence of the employee or his employer. If the employee shared in causing his injury, the contributory negligence defense could be wielded by the third party and be just as viable as with any other negligence action. When the employer is the employee's subrogee, the defense is as powerful against the employer. Further, in those jurisdictions adhering to the comparative negligence rule, the employer's recovery would be reduced by the amount of fault allocated to the employee. When an employer negligently contributes to the employee's recovery, it is generally held that the contributory negligent defense is ineffectual; as the employer is stepping into the shoes of the employees, its own negligence has no bearing on the "employee's" cause of action. More... |
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| Employee Detours and Deviations From Business Trip |
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| Employees may be called upon by their employer to travel for a business purpose. Such travel is generally considered to be in the course of employment and, if injured, the employee will be entitled to workers' compensation benefits. However, if the employee deviates from the business trip route for a personal reason, he will not be covered by workers' compensation until he returns to the business trip route. Notably, if the deviation is basically inconsequential, the employee may still recover benefits if injured on the minor detour. More... |
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| Supplemental Security Income Appeals Process |
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| Aggrieved individuals may appeal initial determinations of the Social Security Administration with respect to a variety of issues. A non-exhaustive list of appealable issues includes whether an individual is eligible to receive Supplemental Security Income (SSI) benefits, the amount of an individual's SSI benefit, whether an overpayment has occurred and the amount to be repaid, and whether the individual suffers from a "disability." Though individuals have sixty days to initiate the appeal process, only those individuals who appeal within ten days may have their benefits continued until the appeal is decided. If ultimately, the individual's appeal is unsuccessful, the payments he received in the interim will be considered overpayments. After each decision in the appeal process, the individual has another sixty days in which to appeal to the next level. More... |
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| Employee Misconduct |
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| Generally, workers' compensation is a no-fault system that provides an employee with benefits for work-related injuries and illnesses without reference to an employee's negligent or wilful misconduct. This is not so, however, when such misconduct occurs outside the course of his employment. Additionally, various jurisdictions have outlined certain instances where an employee's misconduct constitutes a defense to the award of workers' compensation benefits.
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